Privacy Policy

1. Information We May Collect

We may collect information that you voluntarily provide to us, as well as certain information collected automatically when you use our website.

 

Information You Provide

When you complete a website form, request a consultation, ask for information about a mortgage product, subscribe to communications, or otherwise contact G Capital Mortgage, you may provide information including:

• Name

• Email address

• Telephone number

• City or geographic area

• Information about the type of mortgage or financing you are interested in

• Property-related information

• Information included in messages or comments you submit

• Other information you voluntarily provide through website forms or communications

​

Some information submitted as part of a mortgage inquiry or application may constitute sensitive personal or financial information.

​

Where applicable, such information may also be subject to additional privacy notices, disclosures, and protections provided during the mortgage application or lending process.

​

Information Collected Automatically

​

When you visit our website, certain information may be collected automatically through cookies and similar technologies, including:

• IP address

• Browser and device type

• Operating system

• Pages visited

• Referring website

• Approximate geographic location

• Date and time of visits

• Interactions with website content

• Other technical or analytics information

​

We may use this information to operate the website, understand how visitors use it, improve performance, measure marketing effectiveness, and enhance the user experience.

​

2. How We Use Personal Information

​

G Capital Mortgage may use information collected through the website to:

• Respond to inquiries and requests.

• Contact you regarding mortgage products or services you have expressed an interest in.

• Schedule consultations or follow up on requests submitted through the website.

• Evaluate which mortgage products or services may be relevant to your inquiry.

• Provide customer service.

• Operate, maintain, secure, and improve our website.

• Analyze website traffic and user behavior.

• Measure the effectiveness of marketing campaigns.

• Communicate information about G Capital Mortgage and its services where permitted.

• Comply with applicable legal, regulatory, licensing, recordkeeping, or compliance obligations.

• Prevent fraud, misuse, or security incidents.

• Protect the rights, property, and security of G Capital Mortgage, our customers, and others.

​

Submitting an inquiry through this website does not by itself guarantee loan approval, establish a lending commitment, or create an obligation for G Capital Mortgage to provide financing.

​

3. Website Management

​

G Capital Mortgage works with Werko Marketing Solutions, a third-party marketing and website-management service provider, to assist with the administration, maintenance, optimization, analytics, marketing, and technical operation of this website.

​

As part of these responsibilities, Werko Marketing Solutions may have administrative access to the website and may have access to personal information submitted by users through website forms, including information such as names, email addresses, telephone numbers, and the content of inquiries.

​

This access is provided for legitimate website management, technical support, marketing administration, analytics, troubleshooting, form management, and related services performed on behalf of G Capital Mortgage.
Information accessible to Werko Marketing Solutions should only be used or processed as necessary to perform services for G Capital Mortgage and in accordance with applicable contractual, confidentiality, security, and legal obligations.

​

4. How We May Share Information

​

G Capital Mortgage does not disclose personal information indiscriminately. Information may, however, be shared with third parties when reasonably necessary to operate our business, respond to your request, provide mortgage-related services, maintain the website, or comply with applicable law.

​

These third parties may include:

• Mortgage lenders, financial institutions, loan servicers, or other parties involved in evaluating or providing mortgage-related services, when appropriate and permitted.

• Website hosting and technology providers.

• Customer relationship management and communications platforms.

• Analytics and website-performance providers.

• Professional advisers, consultants, accountants, attorneys, or compliance providers.

• Government agencies, regulators, law enforcement, or other parties when disclosure is required or permitted by law.

• Marketing and website service providers, including Werko Marketing Solutions.

​

In particular, because Werko Marketing Solutions provides website management and related digital services to G Capital Mortgage, information submitted through website forms may be technically accessible to Werko Marketing Solutions personnel who require such access to perform authorized services on behalf of G Capital Mortgage.

 

We may also disclose information in connection with a merger, acquisition, sale, restructuring, financing, or transfer of some or all of our business or assets, subject to applicable legal requirements.

​

5. Mortgage and Financial Information

​

Information provided through a general website inquiry is different from information collected as part of a formal mortgage application.
If you proceed with a mortgage application, G Capital Mortgage and/or the applicable mortgage lender may request additional financial and personally identifiable information, which could include income, employment, assets, debts, credit information, government identification information, or other information required to evaluate and process the application.
Additional federal or state privacy notices and disclosures may apply to information collected in connection with financial products and services.

​

Where another privacy notice specifically applies to financial information collected during the mortgage application or lending process, that notice may supplement this Website Privacy Policy.

​

6. Cookies and Analytics

​

Our website may use cookies, pixels, analytics technologies, and similar tools to understand website usage, maintain functionality, measure performance, and support marketing activities.
These technologies may collect information about your device, browser, website interactions, referral source, and browsing behavior.
Third-party technology or analytics providers may process certain information according to their respective privacy practices.
Where required by applicable law, visitors may be provided with mechanisms to manage certain cookie preferences.

​

7. Marketing and Communications

​

If you provide your contact information to G Capital Mortgage, we may use that information to respond to your inquiry and communicate with you regarding the products or services you requested.
Where permitted by law and applicable consent requirements, we may also send relevant marketing or informational communications.
You may request to stop receiving promotional email communications by using the unsubscribe mechanism provided in those communications or by contacting us.
Opting out of marketing communications does not necessarily prevent G Capital Mortgage from sending transactional, servicing, legal, or other non-promotional communications when appropriate.

​

8. Website Forms

​

Information submitted through forms on this website may be stored or processed through website hosting, customer-management, email, marketing, or other technology platforms used by G Capital Mortgage.
Authorized personnel and service providers may have access to this information when necessary to respond to inquiries or administer these systems.
As described above, Werko Marketing Solutions is one of the third parties that may have access to information submitted through website forms as part of its responsibilities for website administration, maintenance, marketing support, analytics, and technical management.
Visitors should avoid submitting highly sensitive information such as Social Security numbers, banking credentials, passwords, or full financial account numbers through general website contact forms unless the form is specifically designed and identified for the secure collection of that information.

​

9. Data Security

​

G Capital Mortgage takes reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
We also rely on third-party technology and service providers to maintain appropriate safeguards for systems used in connection with our website and business operations.
However, no website, electronic communication, database, or internet transmission can be guaranteed to be completely secure. Users should therefore exercise appropriate care when transmitting personal information online.

​

10. Data Retention

​

We may retain personal information for as long as reasonably necessary to:

• Respond to inquiries.

• Maintain customer and business records.

• Provide requested services.

• Fulfill the purposes described in this Privacy Policy.

• Meet legal, regulatory, compliance, accounting, or reporting obligations.

• Resolve disputes.

• Enforce agreements.

• Protect against fraud or misuse.

Retention periods may vary depending on the nature of the information and the purpose for which it was collected.

​

11. Your Privacy Choices and Rights

​

Depending on applicable law and the nature of the information involved, you may have rights or choices concerning your personal information.
You may contact G Capital Mortgage to request information regarding personal information you have provided through the website or to request that information be corrected or deleted, where applicable.
Certain information may need to be retained despite a deletion request when required for legal, regulatory, lending, compliance, fraud-prevention, or recordkeeping purposes.

​

12. Third-Party Websites

​

This website may contain links to third-party websites, including lenders, mortgage servicers, government resources, social networks, or other external services.
G Capital Mortgage does not control the privacy practices, content, or security of third-party websites.
When you leave the G Capital Mortgage website, you should review the privacy policy of the website or service you are visiting.

​

13. Children's Privacy
This website and G Capital Mortgage's mortgage services are intended for adults and are not directed toward children under the age of 13.
We do not knowingly seek to collect personal information from children under 13 through this website.

​

14. Changes to This Privacy Policy

​

G Capital Mortgage may update this Privacy Policy periodically to reflect changes in our website, business practices, technology, service providers, or applicable legal requirements.
When changes are made, the updated policy will be published on this page and the "Last Updated" date may be revised.
We encourage visitors to review this Privacy Policy periodically.

​

15. Contact G Capital Mortgage

​

If you have questions about this Privacy Policy, information you have submitted through the website, or G Capital Mortgage's privacy practices, please contact us using the contact information provided on this website.
G Capital Mortgage